Teresa Hager

Mortgage Specialist

770-386-0053 (office)

770-386-0333 (fax)

678-230-2100 (cell)

teresahager@bellsouth.net

 


Helping You to Reach Your Dreams

You've heard it before but it's true -

It really is a buyer's market!

If you’re searching the mortgage market for a home purchase loan or to make your current home more affordable through refinance or debt consolidation, then I can help you to reach your financial dreams and goals.

Based in Cartersville, Georgia, Teresa Hager will find the right solution for your financing needs whether you’re local or out of state.

Need Assistance in your home buying process?

Before you start searching for a home, give me a call so we can talk it over and make an informed decision about financing your home, then get pre-approved for a home loan before you make an offer to buy a home. This will put you in a stronger negotiating position when making your deal, give you the flexibility to act quickly if necessary to get the deal you want rather than let it slip away, and generally make the whole home buying process go smoother for you.

Being pre-approved for a home loan will place you in a position to make a better deal as well as increase the likelihood that your dream home does not get bought by someone else while you are looking for a home mortgage.

Perfect credit or less than perfect credit?  High Debt Ratio?  With a full range of low rate mortgage products, with terms to 30 or 40 years, I can customize a loan to fit your individual needs. Call now to explore your options and receive a free evaluation.

 Client Testimonials

For the first time in my life, I found myself in big financial trouble. An unexpected tax bill arrived and landed on the house of cards I'd created with my finances. It came crashing down. I didn't have enough money to pay my bills, not even the rent. Terrified and embarrassed, I was certain I was facing bankruptcy.  The bravest thing I've ever done was to keep that appointment with Teresa Hager. On that afternoon, after just one meeting with her, I regained self-esteem, confidence and hope. Ms. Hager's practical and nonjudgmental manner and information helped me to change my life, turn my business around and succeed. I am so very grateful for her.

Jill Sutherland
Director of The Illumen Center for Healing


Teresa handled all of our mortgage needs with professional prowess and integrity. There is no doubt we will use her again when the need arises and recommend her as a mortgage specialist to many people.

Thanks Teresa.

Sincerely,
Joseph and Nicole


Without Teresa’s help we would have never gotten our first mortgage loan. We are a young couple and had not fully established our credit.

Thanks to Teresa, we now have a nice home and an affordable payment.

Mitch and Candi


Conventional, FHA, VA

Refinance
Self Employed Borrowers
Interest Only

Jumbo Loans

Construction Loans

Renovation Loans

Mobile Homes

 

Down Payment Assistance

Get Cash Back
Lower Your Current Interest Rate
Lower Monthly Payments
Debt Consolidation
Convert ARM to a Fixed Rate

Investment Properties

Build on your own property

Stop Paying Rent

 


 Serving all of Georgia and Surrounding States

Competitive Rates - 100% Financing Available for Qualified Borrowers

 

Contact Teresa for more information!

770-386-0053 or 678-230-2100

teresahager@bellsouth.net